Jay Ginsberg blog

Should I buy a Home Warranty?

Posted by Jay Ginsberg on January 24, 2020 in  Preparing for Emergencies  Real Estate Advice
First things first: a home warranty is not the same thing as homeowners insurance. Home owners insurance covers major perils such as fires, hail, property crimes, and certain types of water damage that could affect the entire structure and/or the homeowner’s personal possessions. A homeowners insurance policy can protect your home against damages that occur to the house itself and your belongings inside. Homeowners coverage can also protect your property, some of your personal possessions and you. For instanc... read more
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Get Your Mind INTO the Gutter!

Posted by Jay Ginsberg on November 06, 2019 in  Real Estate Advice
Water is the number one problem for every home. We want to do whatever possible to make sure the home is waterproof. If you’re like most homeowners, you probably don’t think about your rain gutters often or realize what an important role they play in keeping your home and property safe from water damage.   The Many Ways That Gutters Defend Your Home Your home is made up of multiple components, which makes it vulnerable to damage from rainwater, especially in these key areas: · &nbs... read more
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From hurricanes to floods to fires, Mother Nature, accidents, and unforeseen circumstances all pose a threat to your home. That’s why taking steps now to safeguard your property from these and other home disasters are important. Step 1: Review and improve your standard insurance policy Homeowners insurance can provide coverage to reimburse you if you suffer losses caused by many home disasters. But it’s crucial to ensure that you have proper coverage limits in place. FEMA reports that over hal... read more
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Have a Staging Party

Posted by Jay Ginsberg on May 27, 2019 in  Real Estate Advice  Staging
Everyone works hard to get the house ready to have a party and they work hard to get the house looking its very best. What guest is more important than your potential future buyer? It is very hard to look at your home through the eyes of others – one unique method is to have a “staging” party. Why not invite a group of the friends that you know will be honest to have drinks and nibbles and experience your home at its very best. Ask them to fill out anonymous postcards telling you the top positive... read more
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Smoking and Selling your home

Posted by Jay Ginsberg on April 23, 2019 in  Real Estate Advice  Sell your home
A recent experience listing a home occupied by a smoker underlined the difficulty in selling a home occupied by an active smoker. More than half of the feedback sent by showing agents included some variation of the line: “Buyers put off by smell of cigarette smoke”. The property had to be reduced from the original listing price and I am convinced the smell of cigarettes was largely responsible. According to realtor.com® Smoking in a home can reduce that property’s resale value by up to 29 per... read more
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